Practical guidance for bank employees on voluntary retirement, pension, service matters and selected staff-related issues. Bank-specific rules may differ, so current instructions of the concerned bank should always be checked.
Voluntary Retirement (VRS)
What to check before deciding on VRS — eligibility, pension, retirement benefits, financial trade-offs and post-retirement planning.
Guide availableVRS & Pension Calculator
Estimate qualifying service, basic pension, commutation, Dearness Relief and retirement lump sum under the Old Pension Scheme (OPS).
Open CalculatorRetirement & Pension
Pension, commutation, gratuity, retirement benefits and other important issues to understand before and after retirement.
PlannedNational Pension System (NPS)
Understanding NPS for bank employees, retirement options, withdrawals, annuity and other practical considerations.
PlannedTransfers & Promotions
General guidance on transfer, promotion and related service matters, with bank-specific rules to be checked separately.
PlannedLeave & Service Matters
Selected issues relating to leave, service conditions, representations and other employment matters affecting bank staff.
PlannedStaff Benefits
Staff loans, retirement-related benefits and selected employee facilities that may require separate planning or understanding.
Planned